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Access the Best Rates in Canada*

For Purchases

  • 3 Year Fixed rate 1.54%
  • 5 Year Fixed Rate Special 1.87%
  • 5 Year Variable Prime 1.25% (1.20%)

For Renewals
or Switch Transfer

  • 5 Year Fixed Rate Special 1.89%
  • 5 Year Variable Prime 1.15% (1.30%)

For Refinances

  • 3 Year Fixed rate 1.94%
  • 5 Year Fixed Rate Special 2.14%
  • 5 Year Variable Prime -1.00% (1.45%)

The Above Quick Close Rate is only offered for Purchases and New Business Refinance and pre-funding conditions do apply. Please contact me to discuss if you qualify for these rates today.

Current Mortgage Rates:

This edition of the rate reminder has the latest and best rates for Canadian mortgages. Here at Centum One Financial Group Inc. we work hard at earning your business and understand that getting a mortgage is a very important step. 


We pride ourselves in giving the best possible service to our clients and love to talk mortgages. Let us prove to you that getting a mortgage from us will be a great experience.                      

 6 Months 1 Year 2 Year 3 Year 4 Year 5 Year 7 Year 10 Year
Fixed Rates 2.99% 1.84% 1.54% 1.54% 1.79% 1.87% 2.44% 2.79%
Variable Rates 1.20%
Commercial Rates 2.85% 2.90% 3.75%
 Fixed Rates Variable Rates Commercial Rates
6 Months 2.99%
1 Year 1.84% 2.85%
2 Year 1.54% 2.90%
3 Year 1.54%
4 Year 1.79%
5 Year 1.87% 1.20% 3.75%
7 Year 2.44%
10 Year 2.79%
*Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact your local CENTUM office for more details.
2nd Mortgages up to 95% LTV based on detached, owner occupied property, 600+becon score, properties must be in the GTA  – maximum mortgage amount $100,000.00 based on lender approval. 

Call George Stamatakos with any questions!

George Stamatakos

Centum Financial Group Inc.
Brokerage License # 13054

Get In Touch

George Stamatakos

Lic#13054

Meet Us

209 Wicksteed Avenue Ste: 33 Toronto, Ontario M4G 2C1

Call Us

Office: 647-350-0977

*O.A.C., E & O.E. – RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE Please note that the rates above may change without notice. The rates shown are posted rates and the actual rate you receive may be different. This depends on your personal financial position at the time of submission. Please speak with Georgios Stamatakos at the time of applying for your mortgage to get the best possible rate for you. Call Georgios Stamatakos direct for more details at 416-878-0722

Each Office is Independently Owned and Operated. ® ™ Registered Trademarks of Centum Financial Group Inc